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Strata Insurance

Did you know that if you own a unit on a strata title or body corporate, you are legally required to have strata insurance .

Strata insurance can protect the building’s common areas or facilities, with the premiums paid for by the owners’ corporations. Think of things like gyms, lobbies, pools, car parks and lifts. Some common shared areas that might not seem so obvious can include ceilings, walls and other structural elements.

While the nature of cover will vary among insurers, most residential strata / body corporate policies are designed to provide cover for damage to shared areas, as well as public liability insurance. This latter aspect provides cover if a third party sustains an injury on the shared property, and will likely provide cover for any medical or legal fees.

The cover can be managed by an appointed strata manager, or an insurance broker can take care of it on behalf of the owners’ corporation.

Contact Armstrong’s Insurance Brokers today to discuss your insurance needs.